Healthy Benefits Restrictions: Can you use your card on Amazon?

There’s exciting news for those of you with Flexible Spending Accounts (FSAs) or Health Savings Accounts (HSAs). Amazon has stepped up its game and is now accepting FSA and HSA cards as a payment method for eligible products. So, you can say goodbye to those last-minute trips to the store for medical supplies when you can have them conveniently delivered to your doorstep.

To use your FSA or HSA card on Amazon, simply add it as a payment option in your account. Just remember, some HSA cards need to be registered as credit cards to ensure they are used solely for eligible products. According to Amazon, “If you register your HSA card as a credit card, you’ll be responsible for ensuring the card is used only for eligible products.” So, exercise caution and double-check before you hit that “buy” button.

What items are covered?

Amazon has got you covered with a complete list of eligible brands and products. They even label products with “FSA or HSA Eligible” disclaimers on their pages, making it easier for you to navigate.

Generally, you can use your FSA or HSA card for healthcare expenses like medical devices, first aid products, and even sunscreen. You can purchase items for your family or eligible dependents too. But it’s always wise to consult your employer about any restrictions that may apply.

There are exemptions?

Flexible Spending Accounts (FSAs) and Health Savings Accounts (HSAs) allow you to use a portion of your pre-tax salary to cover medical expenses. If you’re not sure if you have one, reach out to your employer or plan administrator for clarification.

But what about over-the-counter (OTC) medicines? Unfortunately, you need a prescription to purchase them with your FSA or HSA card, and Amazon doesn’t support this feature yet. However, you can use other payment methods on Amazon and request reimbursement from your plan administrator.

Remember, your FSA or HSA card is a valuable resource that covers eligible expenses for you, your spouse, and your dependents. It’s worth checking with your employer or plan administrator to ensure you’re making the most of it.

Lastly, if you encounter any issues with your FSA or HSA card, reach out to your employer or plan administrator for assistance. They’re the experts who can help troubleshoot the situation.

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